How to Buy Electronics without Credit Card

Electronics are an essential part of today’s life. From laptops to refrigerators to televisions, smartphones and what not, we are all dependent on them. With technologies growing rapidly, you may come across a new version of electronics every now and then. As a result, many electronics with modern features are launching now and then.

When a new version of an electronic item releases, the previous one become outdated, calling for an upgrade. However, buying electronics with new technologies and features may be tough to match against your budget.

What’s more, paying the full amount for an electronic purchase may hurt your budget. However, modern-finance has also evolved, and you need not pay a full amount while buying electronics and hurt your monthly outlays.

One of the methods to buy TV, laptops, cameras, mobile phones and many more electronic items is buying on EMI without credit card.

By buying electronics on EMI without credit card, you may divide the cost of your purchase into tenor, and pay no extra charges. Like this, you not only pay in easy EMIs, and manage your finances, but even save yourself from paying anything extra.

The method to buy on EMI without credit card is by availing the No Cost EMI facility on the Bajaj Finserv EMI Network. Let this post help you know about this unique facility so that you can buy your favourite electronics on EMI without credit cards.

What is No Cost EMI?

As the name suggests, the No Cost EMI facility helps you save you from paying anything extra unlike your credit card EMIs. By enjoying the No Cost EMI facility, you can just divide the cost of an electronic item into a tenor and pay exact EMIs. Bajaj Finserv EMI Network offers the No Cost EMI facility. You can use your EMI Network Card to shop on No Cost EMI across the Bajaj Finserv EMI Network.

What is Bajaj Finserv EMI Network?

The Bajaj Finserv EMI Network is a modern-day payment alternative system that offers your instant finance of up to Rs.4 lakh to shop for your needs. Be it electronics, groceries, life care and other products – you can shop at No Cost EMI. All that you need to have is an EMI Network Card to start shopping on No Cost EMI.

What are the benefits of the Bajaj Finserv EMI Network Card?

  • You get up to Rs.4 lakh as finance

The Bajaj Finserv EMI Network EMI Network Card gives you a pre-approved limit of up to Rs.4 lakh to shop for your needs absolutely on No Cost EMI and enjoy savings.

  • Shop across 1 million+ products

Be it laptops, smartphones, fridges, camera, groceries, televisions, ACs and other appliances and beyond, you get the freedom to shop across 1 million+ products. The Bajaj Finserv EMI Network has a wide array of useful products to shop for your needs.

  • Flexible tenor

When you buy on No Cost EMI across the Bajaj Finserv EMI Network, you also get to repay for your purchases as per your desired tenor. You get between 3 months to 24 months to repay and never feel stressed about hurting your monthly budget.

  • Zero foreclosure charges

If you decide to foreclose the EMI loan account before its scheduled tenor, you are allowed to do that. You need not pay any amount for availing the early foreclosure facility.

  • Shop across the country in your city

The Bajaj Finserv EMI Network lets you shop across 60,000+ local outlets in over 1300+ cities in India. It means that you can walk to a nearby store and complete your shopping quickly.

Steps to buy electronics on EMI without credit card

To start shopping for your electronics, you can follow some easy steps to shop on No Cost EMI without credit card. Have a look:

  1. Walk into one of the 60,000+ local stores in one of the 1300+ cities across India.
  2. Select your desired electronic items such as a laptop, TV, camera and mobile phone
  3. Use your EMI Network Card and take home your desired products

Like this, you can join over 1 crore+ members on the Bajaj Finserv EMI Network to bid goodbye to budget limits while shopping on No Cost EMI and enjoying savings.

Customers not having an EMI Network Card should not lose heart that they can’t buy products on No Cost EMI facility.

Yes, even if you don’t have an EMI Network Card, you can still shop on No Cost EMI across the Bajaj Finserv EMI Network.

All that you need to do is carry your basic KYC documents along with a cancelled cheque at a partner store and grab on-spot financing.

Do you want to enjoy some pre-approved offers on a range of financial products such as personal loans, EMI financing, home loans and more by Bajaj Finserv? You can avail these offers and enjoy a hassle-free loan application process.

If you are ready, you can check out your pre-approved loan offers by sharing some essential details such as name, age, and mobile number!

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